The Unaffordable Care Act

Distress

The following is a listing of all the health insurance scams available to a healthy 28-year-old male non-smoker in the state of Texas (ZIP: 75074).

These data were lifted directly from my personalized "exchange" section on HealthCare.gov on Saturday, October 26, 2013.


Scam Name Monthly
Premium
Deductible Out-of-Pocket
Maximum
Copayments/Coinsurance
Primary Doctor Specialist Doctor Generic Prescription
Blue Advantage Bronze HMO 006
Blue Cross Blue Shield of Texas
$158.39 $6,000 $6,000 No charge
after deductible
No charge
after deductible
No charge
after deductible
Blue Advantage Bronze HMO 005
Blue Cross Blue Shield of Texas
$158.43 $5,000 $6,250 20% Coinsurance
after deductible
20% Coinsurance
after deductible
10% Coinsurance
after deductible
Blue Security Choice PPO 010
Blue Cross Blue Shield of Texas
$203.40 $6,350 $6,350 $40 No charge
after deductible
No charge
after deductible
Blue Choice Bronze PPO 006
Blue Cross Blue Shield of Texas
$206.46 $6,000 $6,000 No charge
after deductible
No charge
after deductible
No charge
after deductible
Aetna Basic
Aetna
$207.00 $6,350 $6,350 $20 No charge
after deductible
No charge
after deductible
Blue Choice Bronze PPO 005
Blue Cross Blue Shield of Texas
$208.77 $5,000 $6,250 20% Coinsurance
after deductible
20% Coinsurance
after deductible
20% Coinsurance
after deductible
myCigna Health Savings 6100
Cigna Healthcare
$215.61 $6,100 $6,350 No charge
after deductible
No charge
after deductible
No charge
after deductible
Blue Cross Blue Shield Basic 5, a Multi-State Plan
Blue Cross Blue Shield of Texas
$216.98 $3,750 $6,250 30% Coinsurance
after deductible
30% Coinsurance
after deductible
30% Coinsurance
after deductible
myCigna Health Flex 5500
Cigna Healthcare
$224.03 $5,500 $6,350 $30/40% Coinsurance
after deductible
$60/40% Coinsurance
after deductible
$4
Blue Advantage Silver HMO 003
Blue Cross Blue Shield of Texas
$224.62 $6,000 $6,000 $30 $50 No charge
Blue Advantage Silver HMO 004
Blue Cross Blue Shield of Texas
$231.61 $3,000 $6,350 $35 $55 No charge
myCigna Health Flex 5100
Cigna Healthcare
$237.44 $5,100 $6,350 $45 $85 $4
myCigna Health Flex 1500
Cigna Healthcare
$255.23 $1,500 $6,350 $30/30% Coinsurance
after deductible
$60/30% Coinsurance
after deductible
$4
myCigna Health Savings 3400
Cigna Healthcare
$256.79 $3,400 $6,350 No charge
after deductible
No charge
after deductible
No charge
after deductible
myCigna Health Flex 2750
Cigna Healthcare
$260.53 $2,750 $6,350 $30 $60 $4
myCigna Health Flex 5000
Cigna Healthcare
$262.10 $5,000 $5,000 $30 $60 $4
Aetna Advantage 6350
Aetna
$272.00 $6,350 $6,350 $20 No charge
after deductible
No charge
after deductible
Blue Cross Blue Shield Solution 4, a Multi-State Plan
Blue Cross Blue Shield of Texas
$274.95 $6,250 $6,250 $40 $70 No charge
Blue Advantage Gold HMO 001
Blue Cross Blue Shield of Texas
$275.70 $3,250 $3,250 $30 $50 No charge
Molina Marketplace Silver Plan
Molina Marketplace
$275.70 $0 $6,350 $30 $75 $30
Aetna AdvantagePlus 5500 PD
Aetna
$282.00 $5,500 $6,350 10% Coinsurance
after deductible
10% Coinsurance
after deductible
10% Coinsurance
after deductible
Blue Advantage Gold HMO 002
Blue Cross Blue Shield of Texas
$282.63 $1,500 $3,500 $10 $60 No charge
Blue Choice Silver PPO 003
Blue Cross Blue Shield of Texas
$284.72 $6,000 $6,000 $30 $50 No charge
myCigna Copay Assure Silver
Cigna Healthcare
$287.05 $0 $6,350 $30 $60 $4
Blue Cross Blue Shield Solution 3, a Multi-State Plan
Blue Cross Blue Shield of Texas
$287.84 $4,500 $6,350 $30 $50 No charge
Aetna Advantage 5750 PD
Aetna
$291.00 $5,750 $6,350 $20 $40 Copay
after deductible
$10
Blue Choice Silver PPO 004
Blue Cross Blue Shield of Texas
$293.69 $3,000 $6,350 $35 $55 No charge
myCigna Health Flex 1900
Cigna Healthcare
$295.79 $1,900 $6,350 No charge
after deductible
No charge
after deductible
No charge
after deductible
myCigna Copay Assure Gold
Cigna Healthcare
$306.71 $0 $5,000 $30 $60 $4
Molina Marketplace Gold Plan
Molina Marketplace
$306.76 $0 $6,350 $20 $55 $20
myCigna Health Flex 1250
Cigna Healthcare
$312.01 $1,250 $2,500 $20 $40 $4
Aetna Classic 5000
Aetna
$337.00 $5,000 $6,350 $30 $60 $10
Blue Choice Gold PPO 001
Blue Cross Blue Shield of Texas
$344.18 $3,250 $3,250 $30 $50 No charge
Blue Choice Gold PPO 002
Blue Cross Blue Shield of Texas
$352.00 $1,500 $3,500 $10 $60 No charge
Blue Cross Blue Shield Premier 2, a Multi-State Plan
Blue Cross Blue Shield of Texas
$358.21 $500 $4,000 $30 $60 No charge
Blue Cross Blue Shield Premier 1, a Multi-State Plan
Blue Cross Blue Shield of Texas
$366.11 $1,000 $2,750 $25 $50 No charge
Aetna Classic 3500 PD
Aetna
$367.00 $3,500 $6,350 $30 $60 $10
Aetna Premier 2000 PD
Aetna
$402.00 $2,000 $4,500 $10 $30 $4

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